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Save and Invest

 
Guaranteed Equity Bonds

The stock market offers great potential growth for your savings, however there are risks. The stock market can go up and, unfortunately down, which could mean losing all or part of your original investment. However the Guaranteed Equity Bond from The Post Office is different, the Guaranteed Equity Bond is a Fixed Term deposit account that gives you the chance to benefit from a percentage of the growth potential linked to the performance of the FTSE 100 index, whilst your original deposit remains secure.

The Guaranteed Equity Bond is provided on behalf of the Bank of Ireland. Anyone aged 18 or over and resident or ordinarily resident in the UK, either individually or jointly with one other person can invest.

The Guaranteed Equity Bond will not be suitable for everyone; here is a checklist to help you to decide if Guaranteed Equity Bonds are right for you.

Its right for me if I:
• want to share in any FTSE 100 growth over 3 or 5 years
• am looking for stock market linked growth potential
• want to know that my original investment is secure
• have a minimum lump sum of £500 to invest
• I won’t need to touch my investment for 3 to 5 years (remember, you may need some spare cash for emergencies).

It is wrong for me if I:
• like to top up my savings regularly
• want regular income from my money
• may need to get to my money during the 3 or 5 year period
• haven’t any spare cash for unexpected emergencies
• want a guaranteed rate of return


 
Growth bonds income

When it comes to savings it is hard to decide whether or not to keep them in a normal savings account where they may be safe but the interest may be low. Or to potentially get a good rate of return, you could put your money at risk in investments that may go up or down. With a Growth Bond from the Post Office, your money is safe and secure and you are earning from the interest, they offer fixed rates, with fixed terms for great returns! The Post Office Growth Bond is a fixed term, fixed rate deposit account which is provided by the Bank of Ireland.

Customers can invest from £500- £1, 000, 000, then you decide how long you would like to invest, one year, three years or five years. The rate never does down, therefore you know exactly how much money your savings will earn.

The Post Office Growth Bonds may not suit everyone.

Growth Bonds are right for me if I:
• want guaranteed growth
• want to know my money is secure
• have a minimum of £500 to invest
• have put aside spare cash to deal with unexpected emergencies
• won’t need to touch the money for one, three or five years

Growth Bonds are not right for me if I:
• want regular income from my money
• think I may need to get to my money at any time during the one, three or five year
  term
• don’t have any spare money ready to deal with emergencies

http://www.postoffice.co.uk/


 
Premium Bonds

Just imagine what you could do with £1 million. It could make your life very comfortable, and you could treat yourself to all those little luxuries you've always wanted.

Invest in Premium Bonds from NS&I and every month you'll have the chance to win one of two £1 million jackpots. And there are over a million other cash prizes to be won every month, from £50 up to £100,000.

Benefits:

• Two £1 million jackpots
• Over a million prizes a month
• Chances to win every month
• All prizes are tax-free

At a glance...

Why choose this product?
If you want an investment which offers the fun and excitement of a chance of a big win.

Who can invest ?
Anyone aged 16 or over; can also be bought on behalf of under-16's by parents and grandparents.

How much can I invest?
Minimum purchase £100, Maximum holding £30,000.

Investment term

No set term

Prizes
As well as a £1 million jackpot you can win anything from £50 to £100,000 for each Bond number you hold

Tax status
Tax-free

http://www.postoffice.co.uk/


 


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