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www.lhfhealthplan.co.uk

Who are we ?

Long established in Leeds, LHF was formerly known as Leeds Hospital Fund.

Now part of the Simplyhealth Group, LHF has been looking after the health and well-being of people across Yorkshire for 120 years.

LHF offers an affordable range of healthplans that provide an easy solution to help budget for ever-increasing healthcare costs. Its cost effective healthplans help people take control of their basic healthcare needs and allow them to claim back some or all of the cost of the treatment up to their annual limits.

As a mutual, LHF has no shareholders and exists solely for the benefit of its members. LHF makes regular donations to local charities and firmly believes that everyone should be able to benefit from sensible everyday healthcare.


What do we do?


For just a few pence per day, LHF provides an affordable way for individuals and families to help look after their health and well-being.

Healthplans are fast becoming an important part of daily life. With everyday healthcare becoming less freely available on the NHS, individuals and families are taking more direct responsibility for their basic healthcare needs – and a healthplan from LHF can help with these costs.

A healthplan provides cash towards a wide range of everyday healthcare treatments – but not in the same way as private medical insurance.



Healthplans should not be confused with private medical insurance, which is designed to cover more serious illness or injuries, commonly known as acute conditions. However, a healthplan is an ideal complement to private medical insurance.

A healthplan pays money towards the cost of NHS or private treatment charges for everyday health treatments.

Simple and easy to use, claims are settled quickly and money is often paid directly into member’s bank account within four working days.

LHF has a simple goal – to pay out to customers who use its products to ensure that they get good value for money and improve their everyday health care.

Taking out a healthplan from LHF is a smart thing to do – all members regardless of medical background can access better healthcare, claiming as many times as they need to up to the maximum annual limit.
 

What do we provide?
 

LHF offers a common sense approach, sensible healthcare solutions and friendly service – without any jargon.

Quite simply, LHF takes the pain out of everyday health care costs with a product that is affordable, easy to understand and use. Most importantly, it has no hidden catches.

In general the member chooses what monthly premium they will pay, and the higher the premium, the higher the benefit payments.

Members are then entitled to claim money towards the cost of a range of treatments including a check-up or filling at the dentist, eye-test at the optician or a visit to the physiotherapist as well as a wide range of complimentary therapies including acupuncture, homeopathy, reflexology and more.

Benefits are relevant, extensive and cover extends to health screening, maternity and paternity payments and specialist consultation fees.

Three levels of cover are offered, starting from as little as £3.45 per week.

LHF is committed to helping its members retain good health and get the most out of their healthplans.

For more information visit our website or call 0800 980 3207.

 

What are the business benefits?

Many businesses have come to LHF for a common sense solution to helping keep their employees healthy and happy.

A healthplan from LHF can help employers keep their employees fit for business. Company paid healthplans are one of the fastest growing employee benefit with employer and employee enjoying the perks of a healthier, happier and more productive workforce that is more highly motivated and takes less time off sick.

Employees can choose to pay for this scheme via their payroll, once adopted by a company or organisation.

Good for the employer and the employee, a healthplan from LHF can be a valuable part of today’s modern workplace.

For more information visit our website or call 0845 075 0065.

What is our new dental product all about?

Our new dental plan is different to traditional healthplan products, it has been specifically designed following feedback from our members on how they have been affected by the current dental crisis.

The new LHF Dental Plan is a high value, affordable product that makes it easy for individuals and families to take the pain out of a visit to the dentist. It helps cover the cost of dental bills whether this takes place at an NHS or private practice.
 

We are all well aware of the current crisis within NHS dentistry that continues to dominate the headlines. There is a nationwide shortage of dentists and an ongoing decline in availability of free immediate treatment.

Recent reports have highlighted that Yorkshire is one of the areas that has been worst hit. A Which? survey conducted during 2007 found only 15% of NHS dental surgeries were accepting new patients.

From just £7.35 per person per month, the LHF Dental Plan pays money towards a variety of dental benefits including check-ups, hygienist visits, x-rays, crowns, white fillings and bridges as well as emergency treatment and accident cover.

 

There are three levels of cover to choose from. Level 1 starts from just £7.35 per month and offers adults up to £200 towards dental treatments and up to £10,000 towards accident cover, both are subject to a three-month qualifying period.

Members are also entitled to a £4,000 one off payment if diagnosed with mouth cancer, subject to a six-month qualifying period.

The plan offers money towards the cost of dental benefits that can be used time and time
again up to annual limits and will provide a cost effective solution that individuals and families can use and value.

All dependent children - under the age of 18, residing at the same address, can also be covered from just an extra £1 per month!

For more information visit our website or call 0800 294 6792

 

www.lhfhealthplan.co.uk


 


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